Car Insurance Not On Comparison Websites
>>> Click Here to get 15 weeks’ worth of free car insurance from Aviva!
Available to new customers who buy online and have at least four years’ no claim discount on their existing car insurance policy*.
Don’t have four years’ no claim discount? You can save up to 20% buying online. Get a quote today
NotOnComparisonSites.com is dedicated to featuring car insurance companies that do not feature on price comparison sites. The latest research shows that around 50% of people are NOT getting the cheapest deal on popular comparison sites. This is because many do not check to get quotes from those companies that choose not to be featured on those sites.
Car insurance is increasingly becoming a necessity for all in modern society. Whereas before people could get by if their partner, flat-mate or sibling drove and could ferry them around, we now live in an age where not having a licence and a car is as crippling and archaic as not owning a laptop.
Insurance companies use a number of factors when evaluating the potential risk of a driver, using demographic habits and averages as well as its own market patterns. Everyone is familiar with the stereotype that a male between the ages of 17 and 25 who has been driving for less than 3 years is the biggest risk. People are also quite aware of the stereotyped view that female drivers are much cheaper and better to insure due to their lower risk (almost irrespective of age).
When searching for car insurance people have historically tried all kinds of tricks to get the lowest premium possible. Everything from putting older and more experienced drivers as first and second named drivers, to buying the minimal cover possible with the promise that the car will be used for no more than 5000 miles per year.
With the introduction of price comparison sites, people were offered the opportunity to shorten this task substantially as they were given a one stop shop to compare all possible deals, or so it seemed.
There are some companies which choose not to appear on comparison sites because of the affiliated bias of these so-called independent consumer tools. Aviva is one company which has made it clear for a while that they want to offer customers a transparent picture of what is on offer and appearing on such sites doesn’t do this, they feel.
Churchill and Direct Line too say that the lack of Independence of comparison sites make their presence there unnecessary and not in the best interests of consumers who are shopping around for a new product.
Insure and Go, as well as Virgin Money have also recently joined this group of companies who refuse to open their products to the comparison sites but still maintain that their products are just as competitive as those available through the likes of comparethemarket.com, moneysupermarket.com and the other main players.
Given the specificity used in evaluating insurance risk, and therefore premium, there are strong arguments to back up the use of independent providers, not least because the closer a case is scrutinized, the more personalized it is likely to be and therefore cheaper where possible.
All the sites above argue that using such general methods to evaluate risk leaves many customers paying over the odds for their insurance. It seems that many people are agreeing with them and once again, the internet’s revolution of itself is making consumers more and more tuned in.
>>> Click Here to get 15 weeks’ worth of free car insurance from Aviva!
Available to new customers who buy online and have at least four years’ no claim discount on their existing car insurance policy*.
Don’t have four years’ no claim discount? You can save up to 20% buying online. Get a quote today
*Proof of no claim discount is required. Offer excludes optional extras. Minimum premium applies. Offer may be withdrawn at any time.